Why Should You Always Hire a Contractor with all Credentials?

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Why Should You Always Hire a Contractor with all Credentials?

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Hiring an HVAC contractor in Mattoon, IL area that does not have the required credentials, such as license is a risky step for any homeowner today. While this is the case, some homeowners still tend to ignore this vital consideration. For the years we have been in this business, we have seen many homeowners land themselves in trouble for hiring unlicensed heating and cooling contractors. There are many reasons why it is advisable for you to hire a contractor that has all the credentials required in the field as we do at Paradise Heating and Air conditioning. In this regard, our professionals have shed insight into how risky hiring unlicensed professionals can be below.

Is the Contractor Insured?

In most cases, HVAC contractors are required to have two types of insurance today; workers’ compensation and liability types of insurance. Now, you must be wondering how these are relevant to your heating and cooling system installation, maintenance and or repair. As a homeowner, the liability insurance protects you against any damage caused by the contractor in your home while installing, maintaining or repairing your HVAC. You may be tempted to ignore the importance of this insurance thinking that your homeowner’s policy is going to cover you if that happens. The bitter truth, however, is that the homeowner’s may not compensate you for such damage. The worker’s compensation insurance, on the other hand, will be of help, if the technicians sent to your home by the contractor are injured at your home. As such, it is important for you to only hire a contractor that is insured any time you are in need of HVAC services.

Do Not Confuse Bonding for Insurance

Currently, a considerable number of homeowners tend to confuse bonding for insurance while hiring an HVAC contractor in Mattoon, IL area. However, the bond is just a guarantee that your contractor will deliver the services she or he has promised to deliver on your HVAC system. The bond is mostly in the form of secured money that would be given back to the homeowner in the event that the contractor does not deliver up to his or her promise to the homeowner. Although the bond is not the same as contractor insurance, it is an important credential that, you may also need to get from your preferred HVAC contractor. In this regard, you should not just take the contractor’s word that he or she will deliver up to a certain standard; you should ask for proof that the contractor actually has a bond in place.

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Licensing

In addition to the above-mentioned credentials, you also need to ensure that your contractor is licensed by the relevant bodies to offer HVAC services. In this case, you need to ask the contractor for a copy of the license. For a contractor to be licensed, he or she has to meet a certain training standard in the industry. If you hired an unlicensed contractor to offer HVAC services, there is not telling whether the contractor will do it right or not. Such a contractor can make serious HVAC installation, repair or maintenance mistakes that will cost you a lot of money in the long run.
An unlicensed and uninsured HVAC contractor in Mattoon, IL area will often be cheaper to hire. However, such a contractor is likely to offer unprofessional, unreliable services that can cost you more money in the long run. For the best results with your HVAC installation, repair and maintenance, just hire a contractor with all the credentials by calling us at 217-234-9361.